Home Loan Calculator
"We understand that buying a home is one of the biggest decisions you'll ever make. That’s why we’re committed to providing personalized, transparent, and hassle-free home loan solutions—helping you turn your homeownership dreams into reality."
What is the maximum age of the borrower?
The maximum age of the borrower is 64 years old or 65 years old upon loan maturity.
What is the total maximum loanable amount?
The maximum loanable amount would be about 70% - 80% of the total assessed value of the house and lot.
What is a Fixing Period?
Also known as the repricing period, tenor, cycle, or fixing period, it refers to the time frame during which the fixed interest rate will apply.
What Fixing Period should I choose?
For example, if you choose a 1-year fixing period, this means the interest rate will not change within 1 year. After 1 year, interest rates will be computed again based on Banko Sentral ng Pilipinas. The interest rate mostly depends on the Law of Supply and Demand. Higher demand for loans and lower availability of loans would mean higher interest rates. Choosing the fixing period to apply is a personal choice as it is difficult to predict if interest rates increase or decrease. Below is the 25-year history of the interest rates from Banko Sentral ng Pilipinas for your analysis:
